The West Virginia Association of Retired School
Employees has endorsed
Member Benefits Advisors (AMBA) to
provide the following supplemental benefits for
for information on member benefits or to
enroll online in the dental & vision programs.
AMERITAS DENTAL INSURANCE
Ameritas dental insurance plan offers reasonable
group rates for WVARSE members. With a $75
calendar year deductible per insured and a
calendar year maximum benefit of $1,500 per
insured, this plan allows you to use your own
dentist, or you may choose a dentist from the
Nationwide Dental Guard Preferred Provider
Network and save up to 20-30%. You also receive
two free cleanings and exams per year. All
WVARSE members will receive an enrollment packet
in the mail with all the plan details in the
near future. For more information, call
VSP VISION PLAN
VSP has a network of thousands of doctors,
located in rural and metropolitan areas
throughout the nation. In fact, VSP's network is
so comprehensive, that more than 90 percent of
members have access to a VSP doctor within 10
miles of work and home. VSP doctors provide both
eye exams and eyewear, making for a convenient
"one-stop" means of obtaining eyecare benefits.
Click here to visit the VSP website to
obtain additional information or to find a VSP
doctor in your area. We think you'll like what
LONG TERM CARE/HOME HEALTH CARE INSURANCE
AMBA will build a Long Term Care policy to match
your own individual needs; you select the daily
benefit amount, elimination period, and benefit
period which best suits your needs for care. The
Long Term Care Policy features include: no prior
hospital stay and no waiting period for
CANCER FIRST DIAGNOSIS INSURANCE
The Cancer First Diagnosis plan pays money
directly to you in one lump sum payment upon
first diagnosis of internal cancer or malignant
melanoma. You can select the lump sum payment of
$10,000 to $50,000 that best fits your needs.
This policy pays in addition to any other
existing coverage you may have.
MEDICARE SUPPLEMENT INSURANCE
Medicare pays for some, but not all, of the
health care expenses for people age 65 and over.
Medicare Supplement Insurance is designed to
help with your out-of-pocket health care costs
by paying for some of these expenses depending
on the plan you select to meet your personal
needs and budget. You have the freedom of choice
to select the doctors, hospitals, and clinics
that you want, and you will never be cancelled
because of age or health. You can select from
Plans A, B, C, D, F and G. All benefits are paid
in addition to any other existing coverage you
FIRST DIAGNOSIS HEART ATTACK
Upon first diagnosis of a heart attack, this
plan pays in one lump sum benefits of $10,000 to
$50,000 directly to you.
FINAL EXPENSE WHOLE LIFE INSURANCE
You can have peace of mind knowing that your
premiums are guaranteed never to increase and
your coverage is guaranteed never to decrease.
Your cash values are accumulated on a
tax-deferred basis. Death benefits paid to your
beneficiary are tax free.
to view additional benefits.